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Yeah, that must be it. "Gender bias". Because B of A is in the business of turning away quality applicants from whom they can make money. What, exactly, do B of A shareholders have to gain from "...a deliberate plan to starve Alex and Ani of credit from any source"? Answer: Nothing. If A&A is profitable, BofA is profitable. If A&A is circling the bowl, BofA is wise to stay away. I guess you only play the gender card when the tacky jewelry isn't exactly flying off the shelves.