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Cat, You are 100% correct.

There is only one person who is earning the money but there are two who decide how to spend it, that is life.

I have experienced many times when the OT is cut off, families suffer for poor budgeting when the OT dries up, especially if it has been going on for quite some time, families now put that in the budget.

Sadly, the litmus test here is for the Mayor to hire the additional "40"(?) and cut out the OT.

Now see how many had rainy day money put away?

I will say that if the OT money dries up there will even be a few divorces as family tensions rise, and that will happen as they are no different that any other worker in another job.

Been there, saw that first hand!